A very interesting program to help me get into a home faster AND save money. I like it!

Mark F., Vancouver

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Start owning your home today.

If I use a HomeIndex Mortgage with my 30% downpayment, I can lower my monthly mortgage payments even further than just using a conventional mortgage only.

Heather H., Toronto 




Great words from Great people.

Are you currently trying to save for a down payment? This can sometimes feel like you're running on a treadmill that never stops and may even speed up! As home prices increase, the amount you need to save to meet that 20% down payment also increases and your homeownership goal continues to be out of reach. 

Being a homeowner enables you to accumulate wealth for the future while you enjoy the benefits of a shelter that you have, can use, improve and sell. A home is also a safe haven for investment.

Many Benefits of HomeOwnership

Owners have advantages

1. Pride of homeownership

2. Appreciation and value

3. Paying down a mortgage builds equity

4. Increase in net worth

5. Hedge against inflation

6. Helps build good credit

7. Home improvement freedom

8. Become a community member

10. Greater stability

SKYIRE HomeIndex Mortgage is here to help.  Find out more today!

Pride of homeownership is the number one reason why individuals like you desire to own a home. There is no landlord looking over your shoulder. You can make home improvements knowing that any appreciation that results is to your benefit. Homeownership gives you and your family a sense of stability and security. You're making an investment in your future.

If you've been fortunate enough, you may have been able to save enough for that down payment to buy a home. But for many prospective homeowners, achieving the goal of homeownership has become increasingly more difficult. Escalating home prices across Canada and increased requirements regarding down payments has put extra financial strain on many prospective homeowners.


Your Traditional Choices

There are generally two options for a home mortgage:

  1. A conventional mortgage, which requires a minimum 20% down payment; or
  2. If you have less than 20%, a "high-ratio mortgage" which requires mortgage insurance through the Canadian Mortgage & Housing Corporation (CMHC).

While a "high-ratio" CMHC insured mortgage allows you to purchase your home it can significantly increase your monthly mortgage payments as well as your overall cost to purchase.

SKYIRE HomeIndex Mortgage is a better option.

HomeIndex Mortgage Guide

You'll learn:

How it works

What makes it different than other mortgage options

How it compares to using CMHC


This 60+ page book was written to help anyone, regardless of your level of knowledge, to become a wiser and more knowledgeable homebuyer.

How to increase your credit rating

How to calculate your purchasing budget

How to move towards the purchase of your home



Request your FREE HomeIndex Mortgage Guide and "The Big Buy" book

Start realizing your dream of owning a home today.

We'll be happy to answer any of your           questions on:

How it works

Why it is the best option for you

The difference between a HomeIndex Mortgage and conventional mortgages

You'll get our 60+ page book, available free to anyone seriously looking to buy a home.

Inspiring HomeOwners. Rewarding Equity.

At SKYIRE, we believe owning a home should be a choice, not a privilege. Through our innovative financing and savings programs, homebuyers enjoy lower interest rates, lower monthly payments, better personal cash flow and the freedom to live life the way they want. Affordability, lack of savings, cash flow or mortgage restrictions shouldn’t be a wall to homeownership – SKYIRE opens doors and helps homebuyers realize their dreams.

This material is intended for marketing purposes and is only for purchasers residing in Canada. This is not an investment recommendation. Please review all  material prior to purchasing.

What is a...

Move into HomeOwnership 

Inquire Today

Making HomeOwnership a Reality


"The Big Buy"


Find out:

SKYIRE HomeIndex Mortgage is a new and innovative program designed to allow you to purchase a home with only 5% down and avoid the additional costs of an expensive CMHC insured mortgage. SKYIRE HomeIndex Mortgage enables you to own a home sooner and with lower monthly payments. The potential savings can translate into thousands of dollars and more money in your pocket each month.

How it works

SKYIRE HomeIndex Mortgage supplements your down payment with an interest-only loan of up to 15% of the home purchase price. Your equity, plus SKYIRE HomeIndex Mortgage, gives you the required 20% down payment, thus avoiding a costly CMHC insured mortgage.

Already have the 20% down payment. SKYIRE HomeIndex Mortgage can also help you save on monthly payments. With your 20% equity, plus 15% HomeIndex Mortgage, you only need and additional 65% loan from a conventional lender.

Both options can save you a considerable amount on your monthly payments. Our network of mortgage brokers then goes into action to find you a conventional mortgage at the best possible interest rate.

Is this You?

Treadmill  of  saving . . .

FREE HomeIndex Mortgage Guide

FREE "The Big Buy" book



Take the Steps to Homeownership

Request our free SKYIRE HomeIndex Mortgage guide and book (The Big Buy).

A SKYIRE HomeIndex Mortgage representative will follow-up and answer any questions you might have. We'll help you determine if SKYIRE HomeIndex Mortgage is the right solution for you.

If SKYIRE HomeIndex Mortgage is determined to be a good fit, you’ll be guided through the completion of the mortgage application documents (for both the conventional mortgage and SKYIRE HomeIndex Mortgage). The conventional mortgage application is sent in first and once approved the SKYIRE HomeIndex Mortgage application is accepted with approval within 48 hours.

Once your mortgages (HomeIndex and conventional) have been approved, you now have a budget in which to work with and can now begin your search for your new home.

It's that easy, And or course, we're there, every step of the way, helping you to achieve your goal of homeownership.

How to increase your credit rating

How to calculate your purchasing budget

How to move towards the purchase of your home


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"Whether you have saved the minimum 20% down payment or need to go the CMHC home mortgage insurance route, there is now a better option available to you that can save you thousands of dollars and get you into a home today."

You'll learn: